Turn Your Next Fix and Flip (Or Rental) Opportunity Into a Reality – With As Little As 10% Down!

Never pass up on a great flip (or rental property) because of the lack of capital. A low doc loan from Keystone Commercial Finance may be the solution for you.

We Offer Low Doc Fix and Flip, Rental, and Refi Loans

Buy – Renovate – Rent – Refinance – Repeat

Our low doc loans are a fast and easy way to purchase and refi your properties. The added benefit of focusing on the property is that these loans turnaround quickly. If you have a time-sensitive opportunity that you need capital for, this may be the right option for you. Our application process is much simpler and requires less complex paperwork.

What Are The Details?

  • Qualifying credit scores of 620 or above – (Lower scores approved on a case-by-case basis)
  • Low Doc / High Quality Loans  – (No tax return, No income verification)
  • $65,000 Loan Minimum – No maximum loan amount for fix and flips ($2.5 million maximum for rental and refi)
  • First Time House Flippers Welcome! – (Rates/fees drop with proven flip experience)
  • Finance up to 90% of the Purchase Price
  • Interest-Only Payments
  • No Prepayment Penalties on Fix & Flip Properties
  • Single and Multi Family Properties – Condos OK!
  • We can refinance your flip into a 30 year loan at 80% of the ARV once the flip is complete
  • Refinance with us and possibly get back everything you have into it and more

How It Works

  1. Email or Call Us – We will evaluate your deal (No Credit Check, No Cost, and No Obligation)
  2. Receive Your Approval Letter (typically within 4 hours – 7 days a week) – We will provide you with the exact loan terms including rate, costs, and down payment that Keystone Commercial Finance will approve.
  3. Schedule Closing Date – Once the property is approved we’ll just need a few simple documents to complete underwriting and schedule the closing date.

Get Started

We make it simple – Click the button below that best describes you request.

Fix and Flip Submission Here!

Rental or Refinance Submission Here!

We’ll work with you to lock in the best rate and terms for your deal.